in curve cashback ~ read.

How to use your card with Apple/Google/Samsung pay and get cashback everytime

I'm a big fan of cashback. I really like how it works in Ukraine with Monobank and I do like the credit card system in US where you can jump from one card to another depending on cashback value. It's like a treasure hunt in a way :) Well, it appears that because of European Bank Regulations, cashbacks are not profitable in Europe and therefore you won't see here much options where you can get an actual cashback. That's why when I discovered service. They allow you to make a virtual credit card and pay with it for anything you want. If you will stake 350 Euro worth of their own CRO currency, then this card will give you the following bonuses:

  • 2% card cashback on your purchases ( the cashback will be in CRO )
  • 100% money back for Spotify payments ( money are returned to you in CRO as well )

To be honest, one of the reasons, why I decided to try credit card was to cover my expences for Spotify :) But then, when I saw that on every purchase that I make, I get 2% cashback, i thought that it's not bad at all. It's 20 Euro of every 1000 spent. If you look at it only for 1 month, then you might save 20-40 euros. ( maybe more maybe less ) .But if you look at it on a year scale - that's 240-480 Euro a year in your pocket. Sounds better, right :) So, I thought that I could use this card for all my grosseries and other small purchaces. But there was one culprit - I couldn't add credit card to my Apple pay. This is only supported in US at the moment. That was a big bummer for me. Luckily, I found on internet another cool service called Curve - this services allows you to link multiple cards to your account and it acts as a smart front end for them. You can easily add your Curve card to your apple pay and link your card to your curve account. As a result, you are actually paying with card and what is more awesome - you get cashback in both Curve and! ( free tier in Curve allows you to get 1% cashback on all purchases in the first 30 days ). So, the steps that you would need to achieve this are quite simple

  1. Register in You can use my referal link to sign up for and we both get $25 USD :) Use 6bb5pu96j3 referal code in the form
  2. But 350 Euro worth of CRO and stake it in the app
  3. Order a credit card and write down it's details
  4. Go to Curve and register there. You can use this referal link to get some bonuses on the signup
  5. In the curve app, add your card
  6. Add your curve app to your Apple/Google/Samsung pay
  7. You should be all set :) Physical card will be delivered soon to you, but personally I'm usually paying with my Apple Watch and I can't imagine my life without it anymore :)

Couple things to keep in mind:

  1. When you activate your Curve physical card, then your initial card details might change - you might need to update card details in online services ( Amazon, Spotify etc )
  2. Curve cashback is delivered in British Pounds and you can actually select in the curve app "Cash" option to pay when you get enough cashback
  3. In Netherlands, Albert Hijn network usually do not accept Visa or Mastercard, which means that Curve card most probably won't work there ( except couple stores ), but Jumbo has no problems with this card and now I'm just buying more groceries in Jumbo :)

I hope you will find this as useful as I do :)

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